PRODUK DAN AKAD-AKAD PERBANKAN SYARIAH

Abstract

Islamic banks are financial institutions that encourage and invite people to actively participate in investing in a variety of products, on the other hand Islamic banks are also active in investing in the community. The main form of Islamic bank products mainly use the profit-sharing pattern. In addition to revenue sharing patterns, Islamic banks also have funding and non-profit sharing products. Basically, the products offered by Islamic banking can be divided into three major parts, namely: Funding Product (funding), Product Funding (financing), and Service Products (service). The contracts used in fund raising products in Islamic banks are Wadi'ah, Qardh, Mudharabah, and Ijarah contracts. The contracts in the Fund Distribution Product are mudharabah, musyarakah, murabahah, istishna, murahiah muntahiya bittamlik, and ijarah contracts.